Certain groups have been economically disadvantaged for generations. Revenue-based financing allows more flexibility than traditional bank debt with no equity dilution. It is like a term loan, but instead of a fixed payment every month, a percentage of revenue is paid toward the debt. When business slows down, a proportional payment schedule can relieve the borrower of that additional pressure. This structure offers a natural benefit for those whose business is seasonal or severely impacted by economic cycles. Smaller payments during slower revenue months and larger payments in stronger months simply makes sense.